Exclusion of the Week NG By Nyasha Gutsa, Cofounder and CEO of Billy •Updated October 13, 2026 •7 minute read The short version CG 21 44, “Limitation of Coverage to Designated Premises or Project,” is an ISO endorsement that limits a general liability policy to the premises or project listed in its schedule. Policy reviewers…
Hold harmless agreement explained — definition, 3 types, how it works with insurance, state law considerations, and construction examples. Plain-English guide.
TL;DR — Yes, Billy tracks hold harmless agreements. Through its DocuSign integration and compliance workflows, you can collect, sign, store, and enforce hold harmless (indemnity) agreements at the company or project level — and sync status into Procore, Sage, Viewpoint, Autodesk, and Acumatica. Yes — BillyInsurance can track hold harmless agreements. Using our DocuSign integration,…
ISNetworld charges subs $875+/year. Avetta charges $799+/year plus a $249 setup fee. Billy charges subcontractors nothing. This side-by-side comparison breaks down pricing, Procore integration, setup timelines, and the real impact of contractor-paid vs. GC-paid models on your bidder pool, bid prices, and diversity goals.
Most GCs still prequalify subcontractors with emailed PDFs, paper sign-offs, and scanned files. This guide breaks down the six-step digital workflow that replaces that cycle, from building your custom form and collecting documents to setting approval statuses, pushing vendors to Procore, and automating annual renewals. No enterprise implementation required, no fees charged to your subs.
Certificate holder isn’t the same as additional insured. Learn the difference, what to verify on a COI (including endorsements), and the GC workflow to prevent non-compliant subs from slipping through.
Heat waves and heat-related workplace injuries can cost commercial and industrial facilities in workers’ compensation claims, lost productivity, and regulatory penalties. A recent study from UCLA shows that on days with high temperatures above 90 degrees Fahrenheit, workers have a 6% to 9% higher risk of injury than they do on days with high temperatures…
Learn what CG 20 10, CG 20 37, and Primary & Noncontributory endorsements actually cover, why they matter in construction, and how Billy automates endorsement review with AI.
Mid-year is the perfect time to pause, recalibrate, and make sure your construction projects aren’t just moving fast, but staying compliant. In an industry where one overlooked certificate or outdated insurance document can trigger costly delays or penalties, compliance isn’t just a regulatory checkbox, it’s a safeguard for your timeline, your team, and your bottom…
First and foremost, let us acknowledge that risk is inherent in any construction project. Risk assessment protocols for construction firms can vary from company to company, and every project presents unique challenges; implementing comprehensive risk assessment protocols is crucial. From unforeseen weather conditions to uninsured vendors and safety hazards, construction projects are inherently risky. The…
