Nuclear Verdicts Are Rewriting Construction Insurance. What GCs Must Change in 2026
Nuclear verdicts — jury awards exceeding $10 million — are fundamentally changing construction insurance. Carriers are restricting coverage, umbrella premiums are spiking, and GCs who haven’t updated their subcontractor insurance requirements since 2020 are carrying more risk than they realize. This guide covers what’s driving the trend and what GCs need to change in 2026.