Producer Spotlight

My name is Joe Gerula and I’m a licensed commercial insurance agent specializing in Workers Compensation insurance for the Trucking and Construction industry. At Billy, I help business owners find personalized insurance that fits their business needs through our insurance partners. With me you can expect, speed, reliability and customer service to support your business.

The Billy Agency works with Leading A-rated Insurance Carriers

These and many other industry leaders are revolutionizing insurance with Billy


Types Of Insurance

Workers’ Compensation

Workers are the lifeblood of your business, so it’s important to protect them (and your business) with workers’ comp insurance. Here’s what you need to know:

  • Workers’ Comp is required for businesses with employees in almost every state.
  • Employees who suffer loss of wages and medical bills due to on-the-job illness or injury get coverage.
  • Billy can match you with a carrier that integrates directly with your payroll company for seamless premium payments.

Commercial Auto

Whether you need to cover a single truck or have a whole fleet, Billy provides connections to the best commercial auto insurance solutions to keep your protecting vehicles protected and on the road.

Billy commercial auto insurance for a fleet of vans and vehicles

General Liability Insurance

Running a business comes with risks, like customer injuries or property damage associated with day-to-day operations. Protect yourself with general liability insurance. Here’s what you need to know:

  • General liability insurance is required for most commercial leases.
  • Home businesses, freelancers, and small businesses should get covered.
  • You can get help with unexpected legal/medical costs and bankruptcy.

Business Owners Policy

Running a business comes with numerous risks. From losses to your business personal property, 3rd party liability suits or loss of income from a covered claim, you can protect your whole business with a business owners policy (BOP). Here’s what you need to know:

  • A BOP is an enhanced General Liability policy as you will get all the benefits of general liability, plus coverage for your business personal property and business income.
  • Any business with a brick and mortar store front should get covered.
  • If a covered claim happens, get business income while you aren’t able to run your business.

Cyber Insurance

This type of coverage, also known as data breach insurance, protects a business from internet-based risks relating to technology and the infrastructure that houses sensitive information

A Cyber Liability policy provides the exact help you need if your business routinely handles:

  • Customer information
  • Credit card or other financial data
  • Sensitive employee information

Business insurance that saves you money.

 Here’s what you can expect through Billy Insurance

Affordable payments that reflect only the insurance coverage you need.

Whether it’s one policy or several, we will help you protect your business.

Choose insurance through Billy, the brand that backs you.

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